Oregon Car Insurance Laws
What You Need to Know About Local Insurance Laws
Oregon law requires all vehicle owners to register their vehicle with the Department of Motor Vehicles and obtain insurance. At the very least, drivers must have liability insurance, which covers damages if they cause an accident. Liability coverage is important to have because Oregon is considered an "at-fault" state, meaning that whoever caused the car accident is held responsible to pay for the damages. Even if you were found partially to blame, you can still be expected to pay for some percentage.
Have questions about car insurance laws in Oregon? Call Angel Law, P.C. today to reach an experienced Portland car accident attorney.
Whether you have been hit by an uninsured driver in Portland or had lacking insurance yourself, you need to get legal counsel right away. Consult a dedicated car accident lawyer from Angel Law, P.C.! We are your best asset for defense if you are being held liable for causing a car accident or need to seek a claim against another.
The Minimum Requirements for Car Insurance
When obtaining liability insurance, you must have a policy that covers a legal limit for personal injury, property damage, and uninsured motorists. The state also requires you to carry Personal Injury Protection (PIP) insurance, which will cover at least $15, 000.
These are the additional minimum amounts that your policy must cover:
- $10,000 for any property damage
- $25,000 for an uninsured motorist, injury, or death
- $50,000 for an injury to an uninsured motorist or multiple drivers
While these are the legal minimum requirements, you can always opt for a policy that offers more coverage. If you need assistance, talk to a Portland car accident lawyer to get trusted legal advice.
Don't get caught driving without auto insurance! Going without insurance can leave you vulnerable; you can face huge fines, license suspension, and vehicle impounding. You will be forced to file an SR-22 form for the next three years to maintain the privilege to drive as well.
If you need to find answers, schedule your free case consultation with our personal injury lawyer today!
Excellent attorney, highly recommend. Very patient, thorough, compassionate, pragmatic and tough. Has encyclopedic knowledge of the law and has an extensive network of experts to call on or refer to as necessary.- Heather A.
A true professional. When I got hit by a car while riding my bike to work, I was left with hefty medical bills and lost wages. Luckily, I was fortunate enough to have Patrick handle my case. He and his team were efficient, caring, and very communicative throughout the entire process. I would happily refer Patrick to friends and family should they need legal services. He really cares about his clients and results.- Avvo User
We were very impressed with Patrick's work because he always communicated with us, kept us informed and involved us in the process. Patrick handled our legal matter with expertise and diligence. We were really very happy with the work he did for us.- Avvo User
Patrick is amazing to work with. He showed he was there on top of things and was very professional. He showed that he was willing to go the lengths needed to help my case succeed. I am very pleased with the results and am very happy to refer him to anyone and everyone. Great person and very compassionate as well as hard-working. He shows his clients that he is there for them. I never felt like I was a back burner or that he was hurrying or rushing my case. Patric stuck it out with me. Patrick is an amazing lawyer.- Avvo User
Patrick Angel is compassionate, caring and always available. I felt very supported when Patrick represented me. I was amazed at how he drove three hours to meet with me. Most would simply have a phone call, but Patrick makes the added effort to connect to better understand me and the situation.- Joe H.
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